Personal Accident


Axiom Underwriting provide personal accident insurance that can be taken out by either a business or individual to cover the loss of life, permanent disabilities and loss of limbs.


  • To protect the business and individual against financial loss following an accident 
  • Key man cover
  • Compensation regardless of legal liability

Key Feature

Cover is available for a wide range of benefits including:

  • Accidental Death up to £3,000,000
  • Permanent Total Disability up to £3,000,000
  • Loss of sight/limbs/hearing up to £3,000,000
  • Temporary Total Disablement up to £10,000 per week, up to 2 years
  • Temporary Partial Disablement up to £10,000 per week up to 2 years
  • Maximum accumulation any one event up to £15,000,000
  • Hospital Inpatient Expenses
  • Medical Expenses

Cover can be extended to include:

  • Sickness benefits (capital and weekly benefits)
  • Continental Scale
  • Additional perils such as war and terrorism 


Premium discounts are available for:

  • Restricted operative times
  • Increased excess periods
  • Reduced benefit periods
  • Group size
  • Good risk management


Axiom Underwriting are committed to providing an efficient, responsive and fair claims service through experienced claims handlers.

Unacceptable Risks

  • Professional sports
  • Equestrian activities

Policy Summary and Policy Wording

Please use the intermediary login to download a copy of the policy summary (requires Adobe Acrobat Reader)

Individual Policy Summary

If you would like more information on any of the above or have any Travel Insurance requirements that we could help you with please contact