Guest Houses

 

Axiom Underwriting specialise in providing Insurance Policies to meet the needs of the intermediary, backed by direct access to experienced underwriters, who are able to make decisions, with the backing of our capacity provided by Arch Insurance.

 

Arch Insurance Company (Europe) Limited are majority owners of Axiom Underwriting which means our authority levels are aligned with each other and we are tasked to drive the development of UK SME regional Guest Housing business.

 

Discounts

You will have direct access to underwriters who have a wide authority and will be able to authorise discounts for good quality risk features including no claims discount, occupancy, security and size.

 

Claims

We are committed to providing an efficient, responsive and fair claims service through experienced claims handlers. We offer a 24 hour claims notification service and use only quality loss adjusters from a small approved panel.

Quality Risks

Our prime objective is to enable you to develop and expand your portfolio with good quality business with the aim of achieving and maintaining a profitable account.



Our Key Features include

  • Property Damage section which offers a full range of perils with the option to include Accidental Damage and Subsidence cover

 

Optional Sections can include

  • Business Interruption Cover- Gross Profit, Gross Revenue or Increased Cost of Working only and Book Debts. Extensions to the standard cover are available upon request, including public utilities, denial of access and can include customers and suppliers.

  • Cost of replacement of locks following theft of keys up to £1,000 (provided that keys to safes are not left in the building overnight)

  • Money cover including Assault

  • Employers Liability provides cover for legal liability worldwide for damages and legal costs of up to £10m (restricted to £5m in respect of Terrorism, Asbestos related claims and compensation under the Manslaughter & Corporate Homicide Act).

  • Specied items including laptops and mobile phones can be included for cover in the UK, EU & Worldwide.

  • Public and Products liability cover can be provided up to a £5m Limit of Indemnity.

  • Terrorism cover can be provided upon request.

Contact Information

If you would like more information on any of the above please contact enquiries@axiomunderwriting.co.uk